Top 8 Questions Every Home Buyer Should Ask Before Making a Property Purchase

by | Jan 3, 2026 | Blogs

Introduction

Buying a home is one of the biggest decisions most people make in their lifetime. From budgeting to location and future value, there’s a lot to consider. To help you make a confident and informed choice, we’ve compiled the top questions every home buyer should ask before finalising a property.

1. What Is the Total Property Cost Including All Fees?

Don’t just look at the sticker price. Ask for a breakdown of:

  • Stamp duty

  • Registration charges

  • Taxes and GST

  • Maintenance deposits

  • Parking charges

  • Amenities fees

This gives you a complete picture of your investment.

2. Is the Property Approved by Relevant Authorities?

Make sure the property has:

✔ Approved building plan
✔ Encumbrance certificate
✔ Clear title deed
✔ Local authority approvals

Verified documents ensure legal protection and peace of mind.

3. What Is the Expected Timeline for Possession?

If the project is under construction, ask:

📍 Estimated possession date
📍 Penalties for delays
📍 Extended deadline clauses

A realistic timeline protects you from unexpected delays.

4. Can the Developer Share a List of Past Projects?

Past performance tells you a lot about trustworthiness. Ask for:

✔ Previous completed projects
✔ Customer feedback
✔ Quality standards
✔ Timeline adherence

This helps measure the developer’s credibility.

5. What Are the Nearby Amenities and Infrastructure Projects?

Location drives value! Check for:

🛣️ Schools and colleges
🏥 Hospitals and clinics
🛍️ Markets and malls
🚗 Road connectivity and public transport

Better infrastructure often leads to higher appreciation.

6. What Is the Project’s Resale and Rental Potential?

Even if you plan to live in the house, resale and rental value matter. Ask:

  • Estimated rental income

  • Appreciation trend in the area

  • Future development plans

This helps you view your home as an investment too.

7. Are There Any Hidden Costs or Conditions?

Some developers may include:

  • Clubhouse fees

  • Utility meter charges

  • Additional maintenance costs

Clarify all possible conditions before signing.

8. What Are the Payment Plan Options?

Flexible payment plans make budgeting easier. Ask about:

✔ Stage-wise payments
✔ Loan assistance
✔ EMI options
✔ Early payment benefits

Choosing the right plan improves cash flow.

Conclusion

Asking the right questions is the first step toward a stress-free home purchase experience. With clarity on documentation, costs, timelines, and future benefits, you make smarter decisions that suit both your lifestyle and financial goals.